Brief about personal loan?
Personal loan is define as loan given to customer who are salaried and self employees from banks or private lenders for their general uses such as wedding or marriage, medical emergency, home renovation, travel, education purpose or to clear credit cards etc.
How many types of personal loans are available?
We are providing only two kind of personal loans in and around India.
Unsecured Personal Loan
A online loan is issued to both salaried and self employed customers from NBFC's without any collateral. Customer should have good track bank record and cibil score is more important for it.
Secured Personal Loans
An Individual can get a loan on their own house, car or vehicles, land etc using the estimations of collateral with low rates.
How much amount can i borrow?
Lenders or Bankers can offer loan amount starting from Rs.50,000 to 25Lakhs .
Who can borrow the personal loan?
Any individual is eligible to avail a loan from bankers who are salaried (Min. Salary: 20K/M) and self employed (should have 3years ITR).
What will be the interest rates for personal loan?
There are multiple interest rates from major 10 banks. Based on customer salary we will offer best rates in market for everyone. Our rates starts at 11.49% on wards. Check here :
How many years of tenure for a personal loan?
you can select tenure as per your requirement. Generally loan tenure starts from 12 Months to Ends at 7Years.
how many days it will take to disburse loan amount?
We can assure you within 4days to 6days for disbursing loan amount from the day of approval./p>
Any pre and part payment option are there in personal loan?
Yes, there is Pre and Payment options after 6Months with less fee.
Do i need Guarantor required to take a loan?
No guarantor required.
What all the documents required?
We need only minimal documents. For documents list go through with this page :
Who can clear my all doubts and queries?
Our 24/7 Customer support team or sales team is available for customers to clear queries or doubts. For quick response just email us at firstname.lastname@example.org .